CARDHOLDER FEES - VISA

These fees will apply beginning the first time a transaction purchase is made that is NOT transit. If you use your TAP ReadyCARD only for transit, no fees other than an issuance fee, if INSTANT CARD, will be applied.

Reloadable Card
Card Fee Summary
If you use your Access TAP ReadyCARD exclusively for transit, no fees will be applied. The following fees will apply beginning the first time a transaction is made that is NOT transit:
Use the Card in the United States
Monthly Account Service Fee1 $4.95 (once used outside transit)
Balance Checks/Card Account Information No Charge via Website and Alerts*
Transactions: Signature or PIN No Charge*
Get Cash Back at Point of Sale No Charge*
ATM Withdrawal Fee US $1.95
ATM: Decline, Balance Inquiry or Balance Inquiry Decline $0.95
Over the Counter Withdrawal Fee US $5.95
Live Agent Customer Service Fee 4 No Charge calls/mo $3 each add’l
Automated Phone Service Fee 4 No Charge calls/mo; $0.25 each addl
Online Bill Pay – Electronic Fee $0.25
Online Bill Pay – Paper Check Fee $2.50
Online Bill Pay – Check Cancelation Fee $7.95
Load or Reload the Card in the United States
Card-to-Card Transfer Fee $1.00
Third Party Load or Reload varies
Bank ACH Transfer Fee $1.00
International Fees
Foreign Transaction Fee $0.25 + 1.5% of transaction amount
Foreign Transaction Decline Fee $0.25
ATM Withdrawal Fee Intl $3.00 + 1.5% of the ATM withdrawal amount
ATM Decline Fee Intl $0.95
ATM Balance Inquiry Fee Intl $0.95
ATM Balance Inquiry Decline Fee Intl $0.95
Over-the-Counter Withdrawal Fee Intl $5.95 + 1.5% of transaction amount
Misc
Card Replacement Fee 1st replace $4.50;
2nd replace $6.00;
3rd plus replace cards $7.75 each
Paper Statement Fee $3.00
 
*Third-party fees and standard Text Message Rates may apply.
www.myreadycard.com 1-877-779-7191

ATM Fees: When you use an ATM, you may be charged a fee by the ATM operator or any network used to complete the transaction (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).

International Transaction Fee:

If you obtain your funds or make a purchase in a currency or country other than the currency on your card (or make a purchase from a merchant using a bank that uses currency other than the currency or country in which your Card was issued), the amount deducted from your funds will be converted by the network or card association that processes the transaction into an amount in the currency of your Card. MasterCard International Inc. and Visa U.S.A. Inc. currently use a conversion rate that is either: (i) selected from the range of rates available in wholesale currency markets (which may vary from the rate the association itself receives), or (ii) the government-mandated rate in effect for the applicable central processing date. This percentage amount is independent of the additional 1.5% that we will charge as compensation for our services.